If you’re not banking with a community bank or credit union… 

YOU’RE NOT AS LOCAL AS YOU THINK.

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You shop local. You eat local. Why not bank local? 

Banking with a local community bank or credit union means your money stays in your community, where it can do more good. It’s managed by real people that care about helping the businesses, causes, and people closest to you (literally). 
Local financial institutions are already known for great personal service and their dedication to connecting with people in their communities — Kasasa is committed to empowering them with banking products that take your best interest to heart, just like they do.
Be proud of your money. 

Kasasa Cash® and Cash Back® accounts reward you for banking local.

Get free checking that pay cash rewards every month for doing a few simple banking activities.

You should feel good about how your money is being used…even when you’re not using it. 

$2.7 billion+

About Kasasa 

In rewards given back by community financial institutions

Kasasa is not a bank. Since 2003, we’ve worked exclusively with local community banks and credit unions because we believe your money should do more… for you and your community.


Kasasa reward accounts are available at community financial institutions around the country. If all of the community financial institutions offering Kasasa were a single bank, it would represent the 4th largest branch banking network in the nation.

3,400+

Branches nationwide offer Kasasa

3 million+

Accounts opened in all 50 states

Deposit Reward Accounts:  
Qualification Information:  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than an institution’s specified amount, debit card purchases processed by merchants and received by a participating community financial institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by the accountholder’s institution. Transactions bundled together by merchants and received by a participating institution as a single transaction count as a single transaction for the purpose of earning account rewards. 
"Monthly Qualification Cycle" and “Statement Cycles” will vary by institution.  See your selected institution’s website or contact one of your selected institution’s representatives for specific dates and information.  
Reward Information: Depending on the institution you select and what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: • Interest / Dividends on your checking account balances (Kasasa Cash) • Cash back on debit card purchases (Kasasa Cash Back) • Refunds on ATM withdrawal fees nationwide 
Depending on your Kasasa account, when your qualifications are not met, account reward distributions are not made and only the non-qualifying Annual Percentage Yield is earned in interest/dividend bearing accounts.  Account rewards will be credited to your appropriate account(s) on a specific date as established by your community financial institution.  Rates and rewards are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.  Fees may reduce earnings. 
Additional Information: Membership restrictions may apply if you utilize a credit union.  Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications, rates, rewards, fees, account specifics and restrictions may vary by account and by institution. A minimum deposit may be required by some community financial institutions to open an account. Enrollment in electronic services (e.g., online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.   Kasasa accounts are intended to be free, so there should be no recurring monthly maintenance charges, or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period.  Contact your specific institution for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. 
All Kasasa accounts are offered by community financial institutions whose deposits are insured by one of the following: FDIC, NCUA, ASI.    
Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back are trademarks of Kasasa Ltd., registered in the U.S.A.   All trademarks, brands, logos, and copyright images are property of their respective owners and rights holders.    
Qualification Information:  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than an institution’s specified amount, debit card purchases processed by merchants and received by a participating community financial institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by the accountholder’s institution. Transactions bundled together by merchants and received by a participating institution as a single transaction count as a single transaction for the purpose of earning account rewards. 
"Monthly Qualification Cycle" and “Statement Cycles” will vary by institution.  See your selected institution’s website or contact one of your selected institution’s representatives for specific dates and information.  
Reward Information: Depending on what institution you select and what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: • Interest / Dividends on your checking account balances (Kasasa Cash) • Interest / Dividends on your savings account balances (Kasasa Saver) • Cash back on debit card purchases (Kasasa Cash Back) • Refunds on ATM withdrawal fees nationwide 
Depending on your Kasasa account, when your qualifications are not met, account reward distributions are not made and only the non-qualifying Annual Percentage Yield is earned in interest/dividend bearing accounts. 
Account rewards will be credited to your appropriate account(s) on a specific date as established by your community financial institution. Rates and rewards are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.  Fees may reduce earnings. 
Additional Information: Membership restrictions may apply if you utilize a credit union.  Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications, rates, rewards, fees, account specifics and restrictions may vary by account and by institution. A minimum deposit may be required by some community financial institutions to open an account. Enrollment in electronic services (e.g., online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.   Kasasa accounts are intended to be free, so there should be no recurring monthly maintenance charges, or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period.  A Kasasa Cash, Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings.  Contact your specific institution for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. 
All Kasasa accounts are offered by community financial institutions whose deposits are insured by one of the following: FDIC, NCUA, ASI.    
Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa Ltd., registered in the U.S.A. All trademarks, brands, logos, and copyright images are property of their respective owners and rights holders.